January 16, 2008


Live Debt Free

Filed under: Debt Reduction,Save Money — sandilarson @ 9:33 am

I’ve been thinking about a title change for my blog. Last year my focus was on all the little daily things everyone could do to handle all Holidays without using credit. That information is available to all in the archives, and I’d encourage all of you to go back and read the posts if you are new to my blog. This year, I want to focus on getting out of debt. Not me! You!

My husband and I got into major financial trouble years ago due to an uninsured medical emergency, and some business set backs. The details aren’t important, but the results are. We came up with a plan and procedures that got us out of financial trouble and enabled us to re-build our retirement accounts. We chose to eliminate debt from our lives and to learn to live debt free.

This year, I want to help you reach a place in your lives where you can clear off all your debt. You would not believe how much more you can do with your money when you aren’t paying interest to some institution. Just to get an idea, spend a few minutes today with all your monthly bills. Be sure to include your auto and home loans. Add up the monthly finance and interest charges on all your credit cards, loans, and other bills. How much was it? Now, what could you do if you actually had that much money every month to spend? New clothes? Fancy Vacations? Investments? A new car or home? You can have it if you learn to live debt free. If you have debt, you first need to eliminate it.

This is how I want to help you this year. To gain the freedom that only comes when you live debt free. I also want this blog to become more interactive. Please feel free to post your comments and questions. Let me know what specific help you need. I’d also love your input on the name of my blog. Should I leave it or change it? If I change it, what title would best fit my new direction?

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