Make a plan to get healthy.  If you smoke, stop.  If you drink a few beers or glasses of wine each day, drop that back to one every other day, or stop all together.  If you weigh too much, get started on healthy eating and daily exercise.  The benefits of strengthening muscles and dropping 20 to 50 pounds are much more than just the obvious.  Many people, especially as they age, are too heavy.  Many are also too sedentary.  We have diabetes, high blood pressure, acid reflux, high cholesterol and numerous other health problems.  Losing the extra weight and living a more healthy lifestyle will have a positive influence on so many diseases.  If you do find that the new lifestyle helps “cure” some of your medical problems, be sure to have your life insurance company re-evaluate your premiums.  Most companies offer a lower premium if you are a normal weight non-smoker.