Give some thought to the decorating you will do.  Dig out all your

12-Nov

            If you’ve been following this plan since last Christmas, most of your shopping and gifts have already been purchased and wrapped.  Special gifts for your immediate Family members should be all that you have yet to buy.  You’ll be opening the tin in a few more days, and should have accumulated enough money to purchase special gifts for each family member.  If you are a little behind, make your final shopping list today for all people outside your immediate family that you’ll still need to buy or make gifts for.