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	<title>Xmas365 &#187; Shopping Tips</title>
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	<link>http://newvisionsministries.com/blog/xmas365</link>
	<description>Be Ready for Christmas with No Debt</description>
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		<title>Find a Craft and Fabric Store</title>
		<link>http://newvisionsministries.com/blog/xmas365/find-a-craft-and-fabric-store/</link>
		<comments>http://newvisionsministries.com/blog/xmas365/find-a-craft-and-fabric-store/#comments</comments>
		<pubDate>Fri, 28 Dec 2007 16:30:46 +0000</pubDate>
		<dc:creator>sandilarson</dc:creator>
				<category><![CDATA[Save Money]]></category>
		<category><![CDATA[Shopping Tips]]></category>

		<guid isPermaLink="false">http://newvisionsministries.com/blog/xmas365/find-a-craft-and-fabric-store/</guid>
		<description><![CDATA[Even if you donâ€™t sew or craft, the fabric and craft stores often have the highest discounts on Christmas merchandise by now.Â  Theyâ€™ve been discounting Christmas merchandise for a month already.Â  Iâ€™ve found discounts as high as 90% offÂ  ribbons, wraps, cards, decorations, and giftable items like Holiday papers for scrapbookers, and Christmas Craft books [...]]]></description>
			<content:encoded><![CDATA[<p style="margin: 0in 0in 0pt" class="MsoNormal"><font face="Times New Roman">Even if you donâ€™t sew or craft, the fabric and craft stores often have the highest discounts on Christmas merchandise by now.<span>Â  </span>Theyâ€™ve been discounting Christmas merchandise for a month already.<span>Â  </span>Iâ€™ve found discounts as high as 90% off<span>Â  </span>ribbons, wraps, cards, decorations, and giftable items like</p>
<place>Holiday</place> papers for scrapbookers, and Christmas Craft books and kits.<span>Â  </span>You may not sew or craft, but Iâ€™ll bet some people on your list do.</font></p>
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		<title>After Christmas Sales Strategies</title>
		<link>http://newvisionsministries.com/blog/xmas365/after-christmas-sales-strategies/</link>
		<comments>http://newvisionsministries.com/blog/xmas365/after-christmas-sales-strategies/#comments</comments>
		<pubDate>Thu, 27 Dec 2007 17:01:25 +0000</pubDate>
		<dc:creator>sandilarson</dc:creator>
				<category><![CDATA[Debt Reduction]]></category>
		<category><![CDATA[Organize]]></category>
		<category><![CDATA[Save Money]]></category>
		<category><![CDATA[Shopping Tips]]></category>

		<guid isPermaLink="false">http://newvisionsministries.com/blog/xmas365/after-christmas-sales-strategies/</guid>
		<description><![CDATA[Â Â Â Â Â Â Â Â Â Â Â  Watch all the sales for the next few days.Â  If a store has Christmas Cards, Wrap, or necessary decorations on sale for more than 50% off, consider purchasing next yearâ€™s supply now.Â  Donâ€™t go if the sale price is just 50% off, the prices will get lower in a few days. Up-date your Christmas [...]]]></description>
			<content:encoded><![CDATA[<p style="margin: 0in 0in 0pt" class="MsoNormal"><font face="Times New Roman"><span>Â Â Â Â Â Â Â Â Â Â Â  </span>Watch all the sales for the next few days.<span>Â  </span>If a store has Christmas Cards, Wrap, or necessary decorations on sale for more than 50% off, consider purchasing next yearâ€™s supply now.<span>Â  </span>Donâ€™t go if the sale price is just 50% off, the prices will get lower in a few days.</font></p>
<p style="margin: 0in 0in 0pt" class="MsoNormal"><font face="Times New Roman">Up-date your Christmas Card Record Book.<span>Â  </span>If youâ€™ve received gifts in the mail from family members, address Envelopes for Thank you notes.<span>Â  </span>Keep the notes handy.<span>Â  </span>Then, as the gifts are unwrapped, you can mark in pencil on the envelope where the stamp is going to go what the gift was.<span>Â  </span>A few days later, it will be simple to remember who got what from who, and make writing thank you notes much easier.<span>Â  If you need thank you notes or a Christmas Card Record Book, you can get them here:Â  <a href="http://bobbibopstuff.com/">http://bobbibopstuff.com/</a></span></font></p>
<p style="margin: 0in 0in 0pt" class="MsoNormal"><font face="Times New Roman">By now, those giant tins of cookies, popcorn, and other Christmas treats should be on sale for just a Dollar or two.<span>Â  </span>Buy a few of them.<span>Â The treats can be used as snacks for the next couple weeks.</span>Â Keep the tins.<span>Â  </span>They will be a big part<span>Â  </span>of your success next year.</font><span><font face="Times New Roman">Â  </font></span></p>
<p><font face="Times New Roman">Returning items today?<span>Â  </span>Shopping the sales?<span>Â  </span>Get a head start on next year by purchasing wrap, cards, decorations, tags, and gifts.<span>Â  </span>If youâ€™re just starting this program, you may have overspent for the Christmas you just celebrated.<span>Â  </span>If so, donâ€™t use credit for any purchases today no matter how cheap things are.<span>Â  </span>Only use cash.<span>Â  </span>No cash?<span>Â  </span>Return that silly sweater â€œAunt Bethâ€ bought for you, and use the cash or store credit to purchase needed sale items.<span>Â  </span>It will be one of the best presents youâ€™ve ever received, your first steps to Christmas without debt.</font><font face="Times New Roman">Â </font></p>
<p style="margin: 0in 0in 0pt" class="MsoNormal"><font face="Times New Roman">After Christmas sales go on for almost two weeks.<span>Â  </span>Take your time.<span>Â  </span>The longer you wait, the lower the prices.<span>Â  </span>Your selection will be limited the longer you wait, but the prices make up for it if you arenâ€™t real picky.<span>Â  </span>Try to purchase at least one unique roll of Christmas wrap for each member of your family.<span>Â  </span>If the price is right, get two or three rolls of each design.<span>Â  </span>If you have dollar stores in your area, their Christmas paper should be 50Â¢ a roll.<span>Â  </span>The quality isnâ€™t great, but you canâ€™t beat the price.<span>Â  </span></font></p>
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		<title>Taking Care of Details</title>
		<link>http://newvisionsministries.com/blog/xmas365/taking-care-of-details/</link>
		<comments>http://newvisionsministries.com/blog/xmas365/taking-care-of-details/#comments</comments>
		<pubDate>Fri, 14 Dec 2007 16:59:04 +0000</pubDate>
		<dc:creator>sandilarson</dc:creator>
				<category><![CDATA[Organize]]></category>
		<category><![CDATA[Shopping Tips]]></category>

		<guid isPermaLink="false">http://newvisionsministries.com/blog/xmas365/taking-care-of-details/</guid>
		<description><![CDATA[Mark your calendar for any special religious services you want to attend.Â  Are there plays, or special events you need to attend for the kids?Â  Prioritize events, and extend regrets to those you donâ€™t really want to attend.Â  You need time to yourself if you donâ€™t want things getting too hectic. Purchase any supplies you [...]]]></description>
			<content:encoded><![CDATA[<p style="margin: 0in 0in 0pt" class="MsoNormal"><font face="Times New Roman">Mark your calendar for any special religious services you want to attend.<span>Â  </span>Are there plays, or special events you need to attend for the kids?<span>Â  </span>Prioritize events, and extend regrets to those you donâ€™t really want to attend.<span>Â  </span>You need time to yourself if you donâ€™t want things getting too hectic.</font></p>
<p style="margin: 0in 0in 0pt" class="MsoNormal"><font face="Times New Roman">Purchase any supplies you will need for Christmas Day, such as film and batteries for toys that require them.</font></p>
<p style="margin: 0in 0in 0pt" class="MsoNormal"><font face="Times New Roman">If you usually call extended family and friends during the holidays, start now.<span>Â  </span>Later you may be too busy, they may be too busy, or the telephone circuits may be too busy.<span>Â  </span></font></p>
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		<title>Start Decorating</title>
		<link>http://newvisionsministries.com/blog/xmas365/start-decorating/</link>
		<comments>http://newvisionsministries.com/blog/xmas365/start-decorating/#comments</comments>
		<pubDate>Tue, 11 Dec 2007 15:48:46 +0000</pubDate>
		<dc:creator>sandilarson</dc:creator>
				<category><![CDATA[Cooking Tip]]></category>
		<category><![CDATA[Organize]]></category>
		<category><![CDATA[Shopping Tips]]></category>

		<guid isPermaLink="false">http://newvisionsministries.com/blog/xmas365/start-decorating/</guid>
		<description><![CDATA[The time for decorating is always a personal or family preference.Â  If you like having the decorations up for a long time, start now!Â  If you get a few things out each day for the next week or so, and they finish with the tree-trimming, it might be easier for you, and more fun for [...]]]></description>
			<content:encoded><![CDATA[<p style="margin: 0in 0in 0pt" class="MsoNormal"><font face="Times New Roman">The time for decorating is always a personal or family preference.<span>Â  </span>If you like having the decorations up for a long time, start now!<span>Â  </span>If you get a few things out each day for the next week or so, and they finish with the tree-trimming, it might be easier for you, and more fun for the kids, since they get to prepare for Christmas every day.</font></p>
<p style="margin: 0in 0in 0pt" class="MsoNormal"><font face="Times New Roman">If youâ€™ve made Catalog orders, itâ€™s time to check on them.<span>Â  </span>Has everything arrived?<span>Â  </span>Shop for substitute gifts if necessary.</font></p>
<p style="margin: 0in 0in 0pt" class="MsoNormal"><font face="Times New Roman">Finish wrapping all the gifts you have purchased for your family and friends.<span>Â  </span>If the tree is already up, you can tag the gifts now, and begin placing them under the tree.<span>Â  </span>Want to keep them in suspense until Christmas morning?<span>Â  </span>Donâ€™t use tags at all, just wait until Christmas and let them know what their individual wrap design is then.</font></p>
<p style="margin: 0in 0in 0pt" class="MsoNormal"><font face="Times New Roman">Double check your shopping lists, menus, and supplies.<span>Â  </span>If you are invited to</p>
<place>Holiday</place> parties, save invitations until you have written a thank you note.<span>Â  </span>Take baked goodies or snack mixes as hostess gifts.</font></p>
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		<title>Lots to Do</title>
		<link>http://newvisionsministries.com/blog/xmas365/lots-to-do/</link>
		<comments>http://newvisionsministries.com/blog/xmas365/lots-to-do/#comments</comments>
		<pubDate>Mon, 26 Nov 2007 15:46:18 +0000</pubDate>
		<dc:creator>sandilarson</dc:creator>
				<category><![CDATA[Cooking Tip]]></category>
		<category><![CDATA[Craft Project]]></category>
		<category><![CDATA[Organize]]></category>
		<category><![CDATA[Save Money]]></category>
		<category><![CDATA[Shopping Tips]]></category>

		<guid isPermaLink="false">http://newvisionsministries.com/blog/xmas365/lots-to-do/</guid>
		<description><![CDATA[Begin making a special â€œI love youâ€ gift for each family member.Â  Plan on opening these gifts on Christmas Eve.Â  Youâ€™ll see some ideas in some of the up-coming pages.Â  This is also the time to begin making any special â€œfrom your kitchenâ€ gifts for friends, family and neighbors.Â  Make a few extras for hostess [...]]]></description>
			<content:encoded><![CDATA[<p style="margin: 0in 0in 0pt" class="MsoNormal"><font face="Times New Roman">Begin making a special â€œI love youâ€ gift for each family member.<span>Â  </span>Plan on opening these gifts on Christmas Eve.<span>Â  </span>Youâ€™ll see some ideas in some of the up-coming pages.<span>Â  </span>This is also the time to begin making any special â€œfrom your kitchenâ€ gifts for friends, family and neighbors.<span>Â  </span>Make a few extras for hostess gifts.<span>Â  </span>Herb oils and vinegars, fruitcakes, sourdough starters, plum puddings, and other items like these need time to â€œmellowâ€.</font></p>
<p style="margin: 0in 0in 0pt" class="MsoNormal"><font face="Times New Roman">Itâ€™s Time to open the Christmas Tin.<span>Â  </span>If youâ€™ve been working this plan since last Christmas, youâ€™ll have enough money in the tin to pay for all gifts, events, food, and entertaining.<span>Â  </span>If youâ€™ve only been doing the plan for a short while, you may not have enough, but do EVERYTHING you can to avoid using the credit cards this year.<span>Â  </span>Follow the plan to the best of your ability, and by next Christmas youâ€™ll be set.</font></p>
<p style="margin: 0in 0in 0pt" class="MsoNormal"><font face="Times New Roman">Take all the money from the tin to the bank.<span>Â  </span>Try to make this a family event.<span>Â  </span>Itâ€™s very exciting to see how much everyone has been able to save.<span>Â  </span>Donâ€™t go to one of those â€œchange machinesâ€ at the grocery store, they take a percentage of your money, and youâ€™ve worked too hard for it to leave a portion in a machine.</font></p>
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		<title>What Do You Want For Christmas?</title>
		<link>http://newvisionsministries.com/blog/xmas365/what-do-you-want-for-christmas/</link>
		<comments>http://newvisionsministries.com/blog/xmas365/what-do-you-want-for-christmas/#comments</comments>
		<pubDate>Wed, 21 Nov 2007 17:27:03 +0000</pubDate>
		<dc:creator>sandilarson</dc:creator>
				<category><![CDATA[Organize]]></category>
		<category><![CDATA[Save Money]]></category>
		<category><![CDATA[Shopping Tips]]></category>

		<guid isPermaLink="false">http://newvisionsministries.com/blog/xmas365/what-do-you-want-for-christmas/</guid>
		<description><![CDATA[18-Nov             Take time out to be thankful for all you are and have.  Also, spend time in prayer.  Seek peace, calm, and love.  Be thankful, also, for all that you have accomplished toward being ready for Christmas!   19-Nov             If you’ve been keeping a wish tin, today would be a good time to [...]]]></description>
			<content:encoded><![CDATA[<p style="margin: 0in 0in 0pt" class="MsoNormal"><font face="Times New Roman">18-Nov</font></p>
<p style="margin: 0in 0in 0pt" class="MsoNormal"><font face="Times New Roman"><span>            </span>Take time out to be thankful for all you are and have.<span>  </span>Also, spend time in prayer.<span>  </span>Seek peace, calm, and love.<span>  </span>Be thankful, also, for all that you have accomplished toward being ready for Christmas!</font></p>
<p><font face="Times New Roman"> </font></p>
<p style="margin: 0in 0in 0pt" class="MsoNormal"><font face="Times New Roman">19-Nov</font></p>
<p style="margin: 0in 0in 0pt" class="MsoNormal"><font face="Times New Roman"><span>            </span>If you’ve been keeping a wish tin, today would be a good time to begin reviewing and revising the wishes.<span>  </span>Sort the wishes by person, and spend the evening reviewing the wishes each person has made throughout the year.<span>  </span>Are there any they no longer want?<span>  </span>Is there something they now want more?<span>  </span>Try to encourage each family member to “throw out” at least ½ of their wishes.<span>  </span>In exchange for them eliminating ½ of their wishes, you will write “special surprise” on a page, and put it into the tin for them.</font></p>
<p><font face="Times New Roman"> </font></p>
<p style="margin: 0in 0in 0pt" class="MsoNormal"><font face="Times New Roman">20-Nov</font></p>
<p style="margin: 0in 0in 0pt" class="MsoNormal"><font face="Times New Roman"><span>            </span>Make a list of the wishes that are still in the wish tin, and be prepared to mail or e-mail it to Grandparents, Aunts, Uncles, etc.<span>  </span>Now is about the time they are asking what you and your kids want for Christmas.<span>  </span>Make sure sizes, brands, and color preferences are also listed.</font></p>
<p><font face="Times New Roman"> </font></p>
<p style="margin: 0in 0in 0pt" class="MsoNormal"><font face="Times New Roman">21-Nov</font></p>
<p style="margin: 0in 0in 0pt" class="MsoNormal"><font face="Times New Roman"><span>            </span>Schedule one special event and shopping day for each child individually during the next few weeks.<span>  </span>Let it be their day, their agenda.<span>  </span>You might take one to visit Santa, and then to the dollar store to buy gifts for their friends or grandparents.<span>  </span>An older child may want to attend a special</p>
<place>Holiday</place> play with you like the Nutcracker, and then roam the mall with you.<span>  </span>Don’t forget your spouse.<span>  </span>Plan a special day with just the two of you.<span>  </span></font></p>
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		<title>Have Someone Else Ship Your Gifts</title>
		<link>http://newvisionsministries.com/blog/xmas365/have-someone-else-ship-your-gifts/</link>
		<comments>http://newvisionsministries.com/blog/xmas365/have-someone-else-ship-your-gifts/#comments</comments>
		<pubDate>Fri, 16 Nov 2007 16:12:21 +0000</pubDate>
		<dc:creator>sandilarson</dc:creator>
				<category><![CDATA[Shopping Tips]]></category>

		<guid isPermaLink="false">http://newvisionsministries.com/blog/xmas365/have-someone-else-ship-your-gifts/</guid>
		<description><![CDATA[Still need some things for friends and family out of town?  Go to:   www.bobbibopstuff.com, order what you need, tell them it&#8217;s a gift, and have them ship each item directly to the gift recipient.  You’ll pay just a bit more for the shipping if there are several different locations, but it saves you having things [...]]]></description>
			<content:encoded><![CDATA[<p style="margin: 0in 0in 0pt" class="MsoNormal"><font face="Times New Roman">Still need some things for friends and family out of town?<span>  </span>Go to:<span>   </span></font><a href="http://www.bobbibopstuff.com/"><font face="Times New Roman">www.bobbibopstuff.com</font></a><font face="Times New Roman">, order what you need, tell them it&#8217;s a gift, and have them ship each item directly to the gift recipient.<span>  </span>You’ll pay just a bit more for the shipping if there are several different locations, but it saves you having things shipped to you, then you needing to ship them to the recipients yourself. The gifts will be sent without an invoice or price tag, and they will even include a note if requested.</font></p>
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		<title>Christmas Cards</title>
		<link>http://newvisionsministries.com/blog/xmas365/christmas-cards/</link>
		<comments>http://newvisionsministries.com/blog/xmas365/christmas-cards/#comments</comments>
		<pubDate>Wed, 14 Nov 2007 17:25:35 +0000</pubDate>
		<dc:creator>sandilarson</dc:creator>
				<category><![CDATA[Organize]]></category>
		<category><![CDATA[Save Money]]></category>
		<category><![CDATA[Shopping Tips]]></category>

		<guid isPermaLink="false">http://newvisionsministries.com/blog/xmas365/christmas-cards/</guid>
		<description><![CDATA[Finish addressing your Christmas cards, and begin writing little personal notes in each one before you seal it.  If you do just a few cards a day, the task won’t be overwhelming.  If you usually write a Christmas letter, get it written now, and make enough copies for everyone.  Don&#8217;t have your cards yet?  Go [...]]]></description>
			<content:encoded><![CDATA[<p style="margin: 0in 0in 0pt" class="MsoNormal">Finish addressing your Christmas cards, and begin writing little personal notes in each one before you seal it.<span>  </span>If you do just a few cards a day, the task won’t be overwhelming.<span>  </span>If you usually write a Christmas letter, get it written now, and make enough copies for everyone.  Don&#8217;t have your cards yet?  Go to <a href="http://www.bobbibopstuff.com/">http://www.bobbibopstuff.com</a> and you&#8217;ll find some great buys on quality cards.</p>
]]></content:encoded>
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		<title>The List</title>
		<link>http://newvisionsministries.com/blog/xmas365/the-list/</link>
		<comments>http://newvisionsministries.com/blog/xmas365/the-list/#comments</comments>
		<pubDate>Tue, 13 Nov 2007 15:56:15 +0000</pubDate>
		<dc:creator>sandilarson</dc:creator>
				<category><![CDATA[Save Money]]></category>
		<category><![CDATA[Shopping Tips]]></category>

		<guid isPermaLink="false">http://newvisionsministries.com/blog/xmas365/the-list/</guid>
		<description><![CDATA[Prioritize your final list, and keep your eyes on the ads to try to find as many of the items you are looking for on sale.]]></description>
			<content:encoded><![CDATA[<p><span style="font-size: 12pt; font-family: 'Times New Roman'">Prioritize your final list, and keep your eyes on the ads to try to find as many of the items you are looking for on sale.</span></p>
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		<title>Advent Calenders and Other Ideas</title>
		<link>http://newvisionsministries.com/blog/xmas365/advent-calenders-and-other-ideas/</link>
		<comments>http://newvisionsministries.com/blog/xmas365/advent-calenders-and-other-ideas/#comments</comments>
		<pubDate>Sat, 10 Nov 2007 18:02:11 +0000</pubDate>
		<dc:creator>sandilarson</dc:creator>
				<category><![CDATA[Craft Project]]></category>
		<category><![CDATA[Shopping Tips]]></category>

		<guid isPermaLink="false">http://newvisionsministries.com/blog/xmas365/advent-calenders-and-other-ideas/</guid>
		<description><![CDATA[6-Nov             Make your own “Count-down” calendars for each of your kids.  The easiest is to photocopy a December Calendar page for each child, glue them onto poster board, and place each child’s name at the top of a calendar page.  Have the kids spend the evening decorating the poster board around their page. Hang [...]]]></description>
			<content:encoded><![CDATA[<p style="margin: 0in 0in 0pt" class="MsoNormal"><font face="Times New Roman">6-Nov</font></p>
<p style="margin: 0in 0in 0pt" class="MsoNormal"><font face="Times New Roman"><span>            </span>Make your own “Count-down” calendars for each of your kids.<span>  </span>The easiest is to photocopy a December Calendar page for each child, glue them onto poster board, and place each child’s name at the top of a calendar page.<span>  </span>Have the kids spend the evening decorating the poster board around their page. Hang the poster at kid height in the family room or kitchen.<span>  </span>Make sure it’s sturdy, since you’ll be attaching lots of “stuff” to each square.<span>  </span></font></p>
<p style="margin: 0in 0in 0pt" class="MsoNormal">&nbsp;</p>
<p style="margin: 0in 0in 0pt" class="MsoNormal"><font face="Times New Roman">7-Nov</font></p>
<p style="margin: 0in 0in 0pt" class="MsoNormal"><font face="Times New Roman"><span>            </span>Purchase little treats like individually wrapped candies, party-favor toys, gum, and favorite snack items.<span>  </span>Make sure each thing you purchase is small enough to fit on a calendar ‘day’.<span>  </span>If there are family traditions like viewing Christmas lights, attending a special event, etc.. write the event on a small piece of paper, and roll it to be wrapped and placed on the calendar on the appropriate date.<span>  </span>Include such things as “Today, Jesus wants us to do a secret good deed for someone old”, or, “Today we need to find 3 toys to donate for children who don’t have very much,” or “Today we get to make Santa’s Christmas Cookies together.”<span>  </span>These “gifts” should be rolled, wrapped, and placed on the calendar on appropriate days.</font></p>
<p style="margin: 0in 0in 0pt" class="MsoNormal"><span></span></p>
<p style="margin: 0in 0in 0pt" class="MsoNormal"><font face="Times New Roman">8-Nov</font></p>
<p style="margin: 0in 0in 0pt" class="MsoNormal"><font face="Times New Roman"><span>            </span>As you accumulate the special treats and make the message gifts, wrap each in gift wrap scraps or colorful tissue paper, and using a glue stick, attach to the calendar squares for each child.<span>  </span>They love checking every day to see if something new has been added to their calendar, and this is nearly as much fun for them as removing the “gifts” later.<span>  </span>You can add just one thing per day per child from now through December 1<sup>st</sup>.<span>  </span>Easy for you, fun for them!</font></p>
<p style="margin: 0in 0in 0pt" class="MsoNormal">&nbsp;</p>
<p style="margin: 0in 0in 0pt" class="MsoNormal"><font face="Times New Roman">9-Nov</font></p>
<p style="margin: 0in 0in 0pt" class="MsoNormal"><font face="Times New Roman"><span>            </span>Visit a few Church and Community gift bazaars.<span>  </span>You’ll often find unique and special gifts and decorations.<span>  </span>I visit each year just for fun and ideas.</font></p>
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<p style="margin: 0in 0in 0pt" class="MsoNormal"><font face="Times New Roman">10-Nov</font></p>
<p style="margin: 0in 0in 0pt" class="MsoNormal"><font face="Times New Roman"><span>            </span>Purchase all non-perishable items you need for Thanksgiving and store them away.</font></p>
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