Valentines day is just around the corner.  Decide how much you are going to spend on each person, and don’t exceed the budgeted amount.  Many large department and discount stores have cute little prepackaged gifts.  You can also visit the Dollar store, and pick up very appropriate items for the kids.  Remember, if you expect something special from your spouse, let him/her know what it is.  Also communicate the budgeted amount with him.  They will never succeed in reading your mind, and you’ll end up disappointed.